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Why Mutual fund investors keep faith in SIPs despite market volatility

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As said by some wise men that sometimes good things come in disguise. When the entire world market is gripping with fear and panic, it is bound to the panic investor as well. But mature and seasoned mutual fund investors need not to worry for the dips as they will see this as a rare opportunity to buy more mutual fund units and pool in more at a cheap price. One always looks for best products at discounted offers, be it clothes, electronics, vegetables, or stocks. We all tend to add certainly scheme to our watch list so as to monitor them for low prices and hit the purchase button when it reaches the desired NAV, but how often do we get such opportunities’? Warren buffet has beautifully put it, “Someone is sitting in shade today because someone planted a tree a long time ago”, which simply means that it might take some time to reap benefits but the future shall be sweet. This is true for all those smart & seasoned investors who take this global COVID – 19 outbreak and grippi...
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5 Reasons Why You Should Invest in Equity Linked Saving Scheme(ELSS)?

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Investments in Equity always carry a risk of losing money as the  market  is always in a state of flux. Smart & sharp is when one is open to save money & invest for the long term. It is February & high time to save tax. Equity Linked Savings Scheme or better known as the ELSS scheme is one of the best  avenues  to park money & save taxes under section 80C of Income Tax. Many might think  is it  worth to invest or not. The market is always in a state of flux which is coupled with some economic hiccups & inflation, is making investors to double think into tax saving schemes. Here is why you should invest in ELSS. 1. ELSS Mutual Funds help you save tax Section 80c The foremost purpose of investing in a tax-saving plan is to attain some tax benefits. Well, ELSS mutual funds are permitted to claim tax rebate up to Rs 1.5 lakh under Section 80C of Income Tax. Generally, when it comes to saving tax, we think of products like PPF or ...
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Location: Mumbai, Maharashtra, India
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5 Reasons Why You Should Start Mutual Fund Investment?

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Mutual Fund Investments are the best, simple and smart way to wealth creation. One should start investing early & regularly with the discipline of a soldier. Even a very small SIP investment of Rs 500 can do wonders for your corpus over the long term. There are more pros of Mutual Funds then cons. Successful Investment calls for time & dedication to study the market mover & crashers, which is complicated & time-consuming, even for the experienced persons as well. One can get easily lost in the world of investments. Hence Mutual Funds come at the rescue, whereby one can relax & grab the benefits of long term investments. Why should start Mutual Funds Investments? 1. Mutual Funds are the most systematic investment method SIP investments  or better say as Systematic Investment Plans is by far the most efficient way to invest in Equity Markets & Mutual Funds. Through this one can maintain the discipline of regular investments. It gives relaxation to inves...
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Location: Mumbai, Maharashtra, India
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Difference between Direct and Regular Mutual Fund Plans

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In simple laymen's term, Direct Plan is those schemes which do not entertains any distributors in between the investor & the Mutual Fund house. On the other hand, the regular plan is those which are garnered by a mutual fund distributor or an agent who gets some commission for selling the fund to investors. Such commission falls at the end of the Fund house and this increases the fund's expense ratio. Looking at the overall context, there won't be any significant changes in both the plans as in most cases the fund manager remains the same. When it all started? Effective from 1st Jan 2013, all Mutual Fund Houses opened Direct Mutual Funds Schemes as under the guidelines of SEBI. This was done to generate more revenue and allow investors to invest on their own. This marked the separation of direct and regular plans along with their NAVs. So what is the hype about? Most people think that if they invest in Direct Plans they will be able to save some...
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Location: Mumbai, Maharashtra, India
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